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Virgin credit cardVirgin Money credit card applications

In 2007, Virgin Money came out with a Mastercard credit card which charges no annual fees and also no fees to swipe or visit their internet website. Before you apply for a Virgin credit card, here's some info:

annual fee

Swipe fees

Vehicle CartTM transactions

Cash deposits/ withdrawals at Absa banks

ATM withdrawal (anywhere on earth)

ATM enquiry or statement

ATM cash deposit at Absa Bank ATMs








Interest rates

Credit balances earn interest at a rate of 9% per annum. At each month-end you have 25 days in which to settle your outstanding debt, after which you will be charged 20% p.a. interest. These interest rates move with the South African Reserve Bank's repo rate.

Virgin Money VIP

Once you've been issued with a Virgin credit card, you automatically become a member of the Virgin Money VIP programme. Virgin Money VIPs are entitled to:

  • Pay with your Virgin Money Credit Card to receive Five percent off Virgin Cosmetics purchases.

  • Fifteen percent discount on professional treatments (which are not already on sale) at Virgin Spas in South Africa.

  • Free hour-long gym session with a personal trainer and ten percent off the membership fees for a 2-year Club or Premier membership at Virgin Active.

  • Make reservations for Ulusaba Private Game Reserve through the Virgin Ulusaba booking centre by phoning 011 325 4405, and get a ten percent discount.

  • Via the Virgin Mobile Contact Centre (phone 0860-000181), purchase a Virgin Money Unlimited FREE SMS’s Exclusive Commitment Package or Virgin Mobile Postpay Commitment Package by linking your Virgin Money Credit Card to your Debit Order, and each time you fly overseas the thousand rand international roaming deposit will be waived (valid till 1 June 2008).

  • 10% off the price of Virgin Atlantic airline tickets (online bookings and bookings through travel agents don't qualify) booked for flights from South Africa, until 30 April 2008 (phone 011-3403400 to book)

  • Free access to the Virgin Atlantic Premier Club International Departure Lounge at Johannesburg Airport and Cape Town Airport, until 30 April 2008.


Virgin Money provides travel insurance for international flights booked with Virgin Money credit cards (claim at +27 11 541 1387 or 011 541 1168), insurance against any fraudulent purchases from the moment cardholders report their card stolen at Virgin money and there is the option of taking credit insurance out.

Qualifying for a Virgin credit card

To qualify for a Virgin Money credit card, you need to:

  • have a green bar-coded South African Identification Document which signifies that you are a permanent resident

  • be over 18 years old

  • be earning at least R5 000 a month.

  • have an SA bank account (cheque or savings)

  • have an email address

Up to date information

The information on this webpage may be out of date or inaccurate - to get accurate up to date information go to

History of Virgin Money Credit Card

26 Jun 2007

Virgin Money South Africa launches its Virgin Money Credit Card.

Virgin Money Contact details

Virgin Money website

Virgin money email

Phone number
Weekdays 0800 – 1730
Saturdays 0900 – 1h00

Closed on public holidays and Sundays


0860 866 639

Lost cards when travelling abroad

+27 11 994 2602.

Legal framework

The Virgin credit card is issued, owned, administered and financed by Absa Bank Limited (Virgin Money has licensed its name and trademark to Absa). Click here to learn more about ABSA.

Virgin Money South Africa (Pty) Ltd
Registration Number: 2005/016196/07

The other party you are contracting with is:
Absa Bank Limited
Registration Number 1986/004794/06
NCR registration number NCRCP7

Terms and Conditions

The terms and conditions are fairly complex, so we wrote a summary of the Virgin credit card terms and conditions.

Other Virgin products

Other Virgin products in South Africa are Virgin Cosmetics (make-up shops), Virgin Mobile, Virgin Atlantic Airways and the Virgin Active chain of gyms.


Virgin's partner in setting up the credit card is Absa Bank.

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Applying for a Virgin Money credit card versus applying for a Kulula credit card.

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