British Airways credit card

The British Airways credit card allows you to earn British Airways miles when you spend. For every R7.50 spend you get one mile for the BA frequent flyer programme.

Fees

Annual service fee	Secondary card	Annual membership fee of British Airways Executive Club	Card replacement fee in SA	Emergency card replacement fee oustide SA
R425	free	R160	R75	free

Retrieval of statement (1st free, thereafter)	Retrieval of voucher	Late payment fee	Overlimit fee	Arrear fee (60 days)
R12.10 per page	free	R110	R85	R18.50

Cash withdrawal fees

Standard Bank ATM	Another bank's ATM inside South Africa	Another bank's ATM outside South Africa	Over the counter
R3.15 + 1% of the transaction value	R10.50 + 1% of the transaction value	R21 + 1% of the transaction value	1% of the transaction value with a minimum of R21

Account payments

EFT (Internet Banking)	Over the counter
R3.15 + 1% of the transaction value (maximum of R21)	R5.30 + 1% of the transaction value (maximum of R32)

Inter-account transfers

(e.g. a transfer from your credit card account to your cheque account)

Standard Bank ATM	Over the counter	Telephone and Internet Banking
R3.15	R5.30 + 1% of the transaction value, maximum R32	R3.15

Cash and cheque deposit fees

The fees for cash deposits are the same for over the counter deposits and ATM deposits. One free cash deposit is allowed per statement-month, after which the following fees apply:

Cash deposit	Post-dated cheque
R3.15 + 1% of the transaction value	R62

Balance enquiries

Standard Bank ATM	Non-Standard Bank ATM	At a branch
1st free, thereafter R1.20	R3.65	1st free, thereafter R3.25

Provisional statements

Standard Bank ATM	At a branch
1st free, thereafter R3.25	1st free, thereafter R8.80

History of statements

History of statement can be made available at a branch, with the cost depending on how much history you want:

2 months	4 months	6 months
R8.80	R11	R13

Other fees

Issuing cheques	Currency conversion	Smart data online
R50	2% of the value of the transaction in Rands	R2.50 per transaction

Standard Bank

British Airways credit cards are issued and owned by the Standard Bank of South Africa.

Who can apply?

South African citizens who are eighteen years or old and earning more than R10,000 a month.

Latest info

The info in this document may not be the most recent. To find the most recent information go to www.standardbank.co.za

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